Shops

Designed for virtually all types of retail businesses, including:

• Gift Shops
• Card Shops
• Clothes Shops
• Hardware/Ironmongery
• Record Shops
• Mobile Phone Shops
• Computer Retailers
• Newsagents/Tobacconists
• Florists
• Butchers
• Chemists
• Greengrocers
• Hairdressers
• Opticians
• Post offices
• Bakers
• Cycle Shops

At Livingstones Warman Insurance Brokers we have taken the time to understand your business needs and we have selected a large panel of insurers who have put together policies that offer a complete package. The policies are in a simple format which offer a basic "core cover" and a range of important extras you can add. In effect, you create a policy that is specifically tailored, but still comes at a competitive premium.

Even the best run businesses can be severely disrupted by an unexpected disaster. For example, a storm damages the roof of your premises and causes water damage to your contents and stock. At such a time the last thing you want to worry about is whether your policy provides adequate cover.

You can be confident that we have the expertise to deal with your particular business, so it makes sense to let us take care of your Insurance needs whilst you get on with what you are good at - managing your business.

Checklist of "Core Covers"

• Contents - Your stock and trade contents protected against loss or damage
• Business Interruption - Protects your income if your turnover falls after a claim
• Glass - Breakage of glass
• Money - Loss of money in the course of your business
• Liability - Covers your legal liability to both employees and members of the public.

There are also additional covers that can be added such as Buildings, Legal Expenses, Book Debts and Computer Cover.